Living Kelowna Podcast: From Pools to Porches: The Fountains Lifestyle in Kelowna Revealed In this episode, we delve into everything you need to know about The Fountains, a premier gated age-restricted community in Kelowna that offers an ideal setting for those seeking a peaceful retirement or considering downsizing. Join us as we explore the well-maintained common areas, extensive amenities, and the community's close proximity to shopping and conveniences. Whether you're planning to move in soon or down the road, our team is ready to guide you through the highlights of living in this tranquil haven near downtown Kelowna. Highlights: Community Overview: The Fountains is a gated community with 93 unique units built between 1986 and 1988, offering a range of housing options from cozy two-bedroom to spacious five-bedroom homes, providing a secure and peaceful living environment just minutes from Kelowna's city center. Luxurious Amenities: Residents can enjoy a variety of luxurious amenities, including an outdoor pool, hot tub, putting greens, shuffleboard, and a bocce court. The community's impressive 99 Walkscore.com rating for bike-ability is complemented by nearby parks and shopping options at Guisachan Village. Diverse Home Options: The Fountains offers a diverse range of homes, from cozy two-bedroom spaces to stunning five-bedroom residences. Each house features creamy stucco and brick exteriors, vaulted ceilings, gas fireplaces, oak cabinets, and spacious tiled patios enhanced by mature landscaping. Real Estate Market: The real estate market at The Fountains has displayed steady activity over the past 12 months, with an average list price of $732,700 and an average sold price of $717,250, providing potential negotiation opportunities for buyers and sellers. Rules & Bylaws: The Fountains is an age-restricted community for individuals aged 55 and above, allowing pets with restrictions (1 dog or cat, max weight 13lbs, no rentals). Notable features include a bare land strata, gated secured entry, prime central location, and close proximity to shopping, lakes, transit, and parks. Key Takeaways: The Fountains offers diverse housing options within a secure, age-restricted community. Luxurious amenities, including a pool and proximity to parks, contribute to an excellent quality of life. The real estate market at The Fountains provides opportunities for negotiation, accommodating various budgets. Strict but reasonable rules and bylaws contribute to the community's peaceful and well-maintained atmosphere. The central location of The Fountains ensures easy access to shopping, lakes, transit, and parks. Relevant Quotes: "The Fountains: Where tranquillity meets community in the heart of Kelowna." "Discover the perfect blend of security and serenity at The Fountains." "A diverse range of homes, from cozy to spacious, all within the welcoming embrace of our age-restricted community." "Live your retirement dream with luxurious amenities and a prime location at The Fountains." "The Fountains: Your gateway to a vibrant and peaceful Kelowna lifestyle." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    If you are considering downsizing your home, get our FREE Downsizing Guide now!

Living Kelowna Podcast: From Listings to Love: The Art of Real Estate Matchmaking with Brandon Grass Welcome to the latest episode of our podcast, where we dive into the world of real estate matchmaking with Brandon Grass, the driving force behind eXp Realty, Kelowna's premier real estate matchmaking service. Why settle for a random house on Realtor.ca when Brandon and his team can guide you to the home of your dreams? In this episode, Brandon shares insights into the essential questions of home-buying, from the importance of size to the reality behind property images. Whether you seek an older home with character, a newer model, or something in between, the Brandon Grass team is here to make your dream home a reality. Join us as we explore the intricacies of finding the perfect home and navigating the negotiation and inspection processes with expert guidance. Highlights: Brandon Grass introduces eXp Realty as Kelowna's premier real estate matchmaking service. Emphasis on the team's ability to help clients find homes based on their preferences and needs. A humorous take on essential home-buying questions, such as "Does size matter?" and the reality behind property images. Assurance that clients no longer need to rely on blind luck or settle for less than their ideal home. Discussion on commitment levels, from finding a forever home to more casual options. Insightful tips on negotiation strategies during the home-buying process. Importance of navigating the inspection process and dealing with potential issues or "baggage" in a property. Key Takeaways: The Brandon Grass team specializes in real estate matchmaking, ensuring clients find homes tailored to their preferences. A humorous and relatable approach to common home-buying questions adds a unique touch to the real estate experience. Options range from finding a forever home to more casual living arrangements, accommodating various preferences. Expert advice on negotiation and knowing when to persist or step back during the home-buying process. The importance of thorough inspections is to uncover any potential issues or "baggage" in a property before making a commitment. Relevant Quotes: "Why hook up with some random house on Realtor.ca when we can set you up with the home of your dreams?" "Whether you’re into older homes with character, the newer, younger model, or the home next door, we can help you find it." "If you’re looking for commitment, we’ll get you into your forever home. If ‘till death do us part’ isn’t your thing, we’ll hook you up with something a little more casual." "Once you’ve found the one and are ready to commit, that’s where the negotiations come in." "Just remember: everyone has baggage. This is where we’ll find it, and then you can decide if you’re ready to say 'I do' or if it’s too crazy to handle." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Learn more about Buying a home with Brandon Now!

Living Kelowna Podcast: Sage Creek Unveiled: A 45+ Oasis in West Kelowna In this podcast episode, we delve into the vibrant 45+ gated community of Sage Creek in West Kelowna, offering a unique and low-maintenance living experience in the heart of the Westbank Centre neighbourhood. From the stunning surroundings to the state-of-the-art clubhouse and diverse home options, we explore the features, benefits, and distinctive aspects that make Sage Creek an attractive choice for those aged 45 and above. Join us as we uncover the key highlights of this age-restricted community, its real estate market, and the enticing lifestyle it promises. Highlights of the Episode: Location and Surroundings: Gated age-restricted community on Westbank First Nations land. Proximity to Okanagan Lake, beaches, hiking/biking trails, and the Okanagan Wine Trail. Community Features and Benefits: No Speculation Tax, BC Property Transfer tax, or GST for new homes. Convenient access to Two Eagles Golf Course and recreational amenities. Sage Creek Club House: State-of-the-art clubhouse with a gym, library, billiards tables, shuffleboards, and a fully functional kitchen. Home Options: Five distinct floor plans range from 1,200 to over 1,500 square feet. Prefabricated construction with convenient crawl space for additional storage. Notable Finishings: Gas fireplaces, open-concept living areas, spacious kitchens, laminate/vinyl plank flooring, and modern colour schemes. Convenient Location: Easy access to essential amenities and nearby parks for outdoor recreation. Real Estate Market: Fourteen sales in the past year with an average price of $620,536. Monthly lease fee inclusions: snow removal, gate maintenance, and clubhouse access. Community Regulations: Age-restricted (45+), pets are allowed with restrictions, and no rentals are permitted. Westbank First Nations provide garbage and recycling collection, water, and sewer services. Key Takeaways: Sage Creek offers a secure, age-restricted community with amenities and low-maintenance living. The real estate market is active, with diverse home options and reasonable average prices. Monthly lease fees cover essential services, making it an attractive "lock and go" lifestyle. The community's location provides convenient access to both essential amenities and nature. Relevant Quotes: "Sage Creek: Where age meets vibrant living in West Kelowna." "Enjoy the Okanagan lifestyle without the hassle – Sage Creek has it all." "A community designed for the 45+ generation, where every detail enhances your living experience." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Are you planning to downsize your home this year? If you are, be sure to grab a copy of our Ultimate Guide to Downsizing Your Home now!

Living Kelowna Podcast: From Pre-Approval to Keys in Hand: The Mortgage Journey Demystified Welcome to the latest episode of Living Kelowna Podcast, where we unravel the mystery behind mortgage approvals. I'm Brandon, a seasoned Kelowna area Realtor and Accredited Buyer’s Representative with eXp Realty. In today's discussion, we dive deep into the often misunderstood disparity between a pre-approval and an actual mortgage approval. Many believe that a pre-approval is a green light for a mortgage, but it's not that straightforward. Join me as I shed light on crucial differences and provide insights to ensure you secure the mortgage you need for your dream home. Highlights: Pre-Approval vs. Approval Clarified: Understand the distinction between a pre-approval, a preliminary evaluation, and a full mortgage approval, a comprehensive assessment of financial standing. Pre-Approval Process: Explore the steps involved in obtaining a pre-approval, from credit score assessment to income verification, and receive a pre-approval letter indicating an eligible mortgage amount. Approval Process: Delve into the thorough process of mortgage approval, encompassing employment, income, asset verification, and property appraisal. Risk of Skipping Approval: Learn about the potential consequences of relying solely on pre-approval, including the risk of losing deposits and expenses on inspections or appraisals. Importance of Preparation: Discover the critical necessity of preparation before purchasing a home, emphasizing the significance of being ready to buy to avoid financial setbacks. Key Takeaways: Pre-Approval is Preliminary: A pre-approval is an initial evaluation, not a guarantee of mortgage approval. Full Approval Process: Understand the comprehensive steps involved in securing a mortgage approval, ensuring a detailed assessment of financial viability. Risk Mitigation: Recognize the risks associated with skipping the approval process and the potential financial losses. Preparation is Key: Be prepared before venturing into homeownership to avoid complications and setbacks. Expert Guidance: Seek professional advice and assistance to navigate the mortgage process strategically and safely. Notable Quotes: "Getting a pre-approval doesn’t automatically mean you're approved for a mortgage. I'll show you what you need to do to secure the mortgage you want for your next home." "Don’t buy a home without being prepared and ready to buy. Let us walk you through the safest and most strategic way to become a homeowner." "A pre-approval is a preliminary evaluation; being approved for a mortgage means the lender has fully reviewed your financial situation and granted you a loan." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Learn more about Buying a Home with Brandon Now!

Living Kelowna Podcast: Sealing the Deal: Mastering the Steps After Your Accepted Offer In this insightful podcast episode, Brandon, a seasoned Kelowna area Realtor and Accredited Buyer’s Representative with eXp Realty, takes you through the crucial steps to take after your offer on a home is accepted. Beyond the excitement of finding your dream home and making an offer, this episode outlines the following intricate process, ensuring you navigate it smoothly. Brandon provides expert guidance on critical aspects such as financing, inspections, legal considerations, and the finalization of the purchase, offering a comprehensive roadmap for homebuyers in the Kelowna area. Highlights: The importance of understanding and satisfying subjects in the offer within a limited timeframe. The role of your real estate agent is to guide you through the time-sensitive process. The urgency of initiating communication with your mortgage broker to kickstart financing. Scheduling a home inspection and considering additional inspections based on property type. The significance of reviewing disclosures from the seller and identifying any undisclosed issues. In-depth title review by a lawyer to ensure a clear understanding of property ownership. Finalizing financing and insurance arrangements, including mortgage insurance and home insurance. Completing the transaction by signing final documents at the lawyer's office and legally transferring property ownership. Key Takeaways: Time is of the essence in satisfying subjects and completing inspections within the specified timeframe. Regular communication with your real estate agent and lender is crucial for a smooth process. Thoroughly review disclosures, city files, zoning, and building schemes for a comprehensive understanding. Involving a lawyer for an in-depth title review is a prudent step in the home-buying process. Finalizing financing and insurance arrangements is essential before completing the transaction. Relevant Quotes: "Time is of the essence, and while 14 days can seem like a bit of time, trust me, it’s really not a lot of time!" "It’s always a great idea for a lawyer to provide you with an in-depth title review..." "Our proven systems allow us to confidently get you from offer to closing with as little stress as possible." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Learn more about Buying a home with Brandon now!

Living Kelowna Podcast: Home Sweet Investment: Why Buying Tops Renting! Welcome to our latest podcast episode, "Why Buying a Home Makes Sense! 🏡" where we dive into the age-old debate of renting versus buying. If you've ever questioned the advantages of homeownership, this friendly chat breaks it down for you, unveiling the perks that make owning a home a compelling choice. From bid farewell to surprise evictions to envisioning your dream retirement, we've got you covered with valuable insights and tips to turn your homeownership dream into a reality. Highlights of Important Information: No More Surprise Evictions: Ownership eliminates the fear of unexpected moves, providing stability and control over your living situation. Your Space, Your Rules: Homeownership allows creative freedom, enabling you to customize your living space without the restrictions of renting. Predictable Payments: Opt for a fixed-rate mortgage for stable monthly payments, avoiding the unpredictability of rent hikes. Watch Your Investment Grow: Buying a home is not just a place to live but an investment, with home values generally appreciating by around 5% each year. Retirement Planning 101: Owning a home can serve as a key element in a relaxed and worry-free retirement plan, reducing monthly expenses after paying off the mortgage. Key Takeaways: Homeownership provides stability and control, eliminating the uncertainty of surprise evictions. Creative freedom is a significant perk, allowing homeowners to personalize their living space as they desire. Fixed-rate mortgages offer predictable payments, contrasting with the unpredictable nature of rent hikes. Buying a home is not just a residence; it's an investment with potential appreciation over time. Homeownership can contribute to a more relaxed retirement by reducing monthly expenses. Relevant Quotes: "Say goodbye to the fear of unexpected moves! When you own your home, there's no landlord lurking around the corner to kick you out." "Renting restricts your creative freedom, but ownership lets you customize every nook and cranny." "Your mortgage payment stays rock solid, unlike the unpredictable annual rent bumps. It's like having a subscription to peace of mind." "Buying a home isn't just a place to live; it's an investment. Paying your mortgage is like putting money into a piggy bank that grows with time." "Picture this: you own your home, you pay off your mortgage, and suddenly your monthly expenses drop. It's like a golden ticket for retirement planning." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Learn more about Buying a home with Brandon now!

Living Kelowna Podcast: Navigating the Market: The Buyer's Agent Advantage! In this episode, Brandon, a seasoned Kelowna area Realtor and Accredited Buyer’s Representative with eXp Realty, delves into the crucial topic of whether you need a buyer's agent when purchasing a home. Unveiling the numerous advantages often overlooked by those who opt to navigate the real estate market without professional assistance, Brandon sheds light on the expertise, experience, and time-saving benefits that real estate agents bring to the table. From navigating negotiations to handling the intricate paperwork, he emphasizes how a buyer's agent can make the home-buying process smoother, more efficient, and ultimately more successful. Highlights: Expertise and Experience: Brandon emphasizes the invaluable knowledge and insights that real estate agents bring to the table, guiding buyers through the complex home-buying process. Access to a Wider Selection: Real estate agents provide access to a broader range of listings, increasing the chances of finding the perfect property. Time-saving: A buyer's agent can save significant time by handling showings, negotiations, and paperwork on behalf of the buyer. Rule Changes in British Columbia: The podcast highlights the 2017 rule change in British Columbia, prohibiting agents from representing both the buyer and seller and the importance of having a dedicated buyer's agent. Advocacy for Buyers: Brandon stresses the necessity of having someone to look out for the buyer's best interests, especially when the seller has their own agent. Key Takeaways: Buyer Advocacy: A buyer's agent serves as a crucial advocate, negotiating hard to save buyers thousands of dollars and ensuring their best interests are protected. Efficiency and Smoother Process: Working with a real estate agent can make the home-buying process more efficient, saving time and avoiding potential pitfalls. Local Expertise: Buyer's agents offer local expertise, recommending the best terms, conditions, and professionals to ensure a safe and successful transaction. Relevant Quotes: "The days of going to the listing agent for a better deal are gone! If you hire the RIGHT buyer's agent, they will negotiate hard to save you thousands of dollars." "The seller has an agent who is representing them and their best interest, and you need someone to look out for you and your best interests." "We will be there for you, protecting your best interests, and advising you on the best terms, conditions, and subjects that ensure you’re protected when making an offer." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Learn more about Buying a home with Brandon now!

Living Kelowna Podcast: Unlocking Homeownership: Your Guide to Owning a Home in BC on a Budget In this insightful podcast episode, Brandon, a seasoned Kelowna area Realtor and Accredited Buyer’s Representative with eXp Realty unveils the secrets to achieving homeownership in beautiful British Columbia without breaking the bank. Whether you're a first-time buyer or looking to optimize your budget, Brandon shares strategies and options to guide you on the journey of acquiring your dream home while keeping expenses in check. Get ready to discover how you could own your home for less money than you think. Highlights: Low Down Payment Options: Brandon emphasizes that it's possible to purchase a home in BC with as little as 5% down, breaking down common misconceptions about hefty upfront costs. Financing Programs and Grants: The podcast delves into various financing programs and grants designed to assist buyers, including those with no credit or bad credit, offering a lifeline to those struggling to qualify for a mortgage. First-Time Home Buyer Discounts: Brandon sheds light on exclusive discounts available for first-time homebuyers, particularly for properties under $500,000, making homeownership more accessible. Overcoming Uncertainty: Addressing common fears and uncertainties, Brandon encourages listeners not to let doubt hold them back from achieving homeownership, assuring them that it's possible. Personalized Guidance: Brandon extends a personal invitation for listeners to connect with him, offering a conversation about home-buying options and access to a trusted network of mortgage brokers and lenders. Key Takeaways: Homeownership with as little as a 5% down payment is achievable in BC. Financing programs and grants provide support for buyers with no or bad credit. Exclusive discounts exist for first-time homebuyers purchasing homes under $500,000. Overcome uncertainty and take actionable steps toward homeownership. Connect with Brandon for personalized guidance and access to trusted mortgage professionals. Relevant Quotes: "You can purchase a home with as little as 5% down." "Don't let uncertainty hold you back from achieving homeownership." "It is possible for you to become a homeowner." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Get even more expert tips and tricks in our Ulitmate Home Buyers Guide now!

Living Kelowna Podcast: Cracking the Code: Decoding the Costs of Owning Your Dream Home in BC In this episode of our podcast, we delve into the essential aspects of buying a home in the picturesque Okanagan region of British Columbia. Hosted by Brandon, a seasoned Kelowna Realtor and first-time home-buying expert, the episode provides a comprehensive breakdown of the various costs involved, ensuring you're well-prepared whether it's your first or second home purchase or if you're relocating from another province. From down payments to property transfer taxes, GST, and legal considerations, Brandon offers invaluable insights and practical advice to guide you through the process. Highlights: Down Payment Details: Explore the intricacies of down payments, varying based on property price, land ownership type, and zoning considerations. Home Inspection Costs: Learn about the importance of professional home inspections and budgeting for additional inspections, especially for unique properties. GST Implications: Understand the Goods and Services Tax (GST) in BC and its potential exemptions and rebates, with specific insights for new homes on Westbank First Nations land. BC Property Transfer Tax: Gain clarity on property transfer tax rates and examples to estimate costs based on different property values. Legal Considerations: Discover the role of a BC-based lawyer in reviewing contracts, finalizing closing documents, and the possibility of having a lawyer from another province involved in the process. Working with a Realtor: Uncover the surprising fact that working with a REALTOR in BC comes at no cost to the buyer, with the commission being paid by the seller through the MLS. Key Takeaways: Calculate Total Costs: Emphasizing the importance of calculating all costs before making an offer, ensuring financial readiness for the home-buying journey. Legal Procedures in BC: Understand the necessity of a BC-based lawyer for preparing closing documents and the possibility of remote signing by an out-of-province lawyer. Free Realtor Services: Realize the unique advantage of accessing expert guidance from a REALTOR in BC at no additional cost, thanks to seller-paid commissions. Quotes: "When it comes time to go house hunting, you can at least relax knowing your fixed final costs and know what your ideal budget is." "On Westbank First Nations land with a 'leasehold' title, not only is there no GST that you have to pay but you also don’t have to pay any property transfer tax." "With both the Property transfer tax and GST and all these costs, it's always a great idea to sit down and calculate your total costs of purchasing before making an offer." "Don't miss out on this opportunity to get expert guidance and support as you navigate the home-buying process. Find a REALTOR you trust and start working with them today – it won't cost you a thing!" Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Learn more about Buying a home with Brandon now!

Living Kelowna Podcast: Home Sweet Home: 10 Things NOT to Do When Sealing the Deal Welcome to the latest episode of our podcast, where we dive deep into the intricacies of buying a home. I'm Brandon, your host and a seasoned Kelowna area Realtor. In today's episode, we'll unravel the critical aspects of the home-buying process—expressly, the ten things you should avoid when your offer is accepted until the keys are in your hands. These insights come from my experience as an Accredited Buyer’s Representative with eXp Realty, aiming to ensure a seamless closing for you. So, whether you're a first-time homebuyer or a seasoned pro, these tips are invaluable in navigating the intricate journey of acquiring your dream home. Highlights: Stability Matters: Changing jobs, becoming self-employed, or quitting your job during this crucial period can jeopardize your closing process. New Wheels Can Wait: Avoid buying a new vehicle, as it could impact your living situation—no one wants to move into their new home on wheels! Credit is King: Maintain a pristine credit record; late payments can affect your credit score, potentially causing issues with your mortgage application. Proof of Funds: Keep your closing funds intact and avoid spending them on non-essential items to ensure a smooth transaction. Full Disclosure: Don't omit any debts or liabilities from your mortgage application; transparency is key. Key Takeaways: Financial Stability is Key: Stability in employment, spending habits, and financial accounts is crucial during the home-buying process. Credit Health is Non-Negotiable: A healthy credit score is paramount; any negative changes can impact your mortgage approval. Transparent Communication: Full disclosure in your mortgage application is essential; hiding debts or liabilities can have serious consequences. Preserve Closing Funds: Maintain proof of funds for closing and refrain from unnecessary expenditures during this period. Avoid Unnecessary Risks: From major financial decisions to co-signing loans, minimizing risks during this phase is imperative. Relevant Quotes: "Now is not the time to start that new career of yours or become an Amazon drop shipper." "Don’t end up living in your new car, van, truck, RV, Side by side, or quad—kidding, kind of!" "Maintain the same bank accounts until after you close; changes can complicate the process." "Transparency in your financial history is not just a suggestion; it's a necessity in the mortgage application." "Congratulations on the purchase of your new home; these ten things will help ensure a smooth journey to homeownership." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    For more expert tips on Buying a Home, get a copy of our Free Home Buyers Guide now!

Living Kelowna Podcast: Subject Savvy: Navigating the Home Buying Maze with Confidence Are you gearing up to purchase a home? If so, join me, Brandon, a seasoned Realtor and Accredited Buyer’s Representative from eXp Realty in Kelowna, in this episode, where I unravel the essential subjects to consider when making an offer for a home. Navigating the real estate market can be tricky, but armed with the right knowledge, you can make the best decisions for a smooth home-buying journey. Highlights: Subject to Financing: Ensure mortgage qualification and protection in case of property appraisal issues. Subject to Inspection: Dive into the importance of home inspections, identifying potential problems, and negotiation strategies. Subject to Approving the Property Disclosure Statement: Understand the significance of this document in revealing a property's condition and defects. Subject to a Title Review: Explore the buyer's protection through a comprehensive review of the property title, safeguarding against legal issues. Subject to Strata Document Approval: Delve into the complexities of strata-titled properties and the need for document approval. Subject to Approving the City File: Uncover the relevance of reviewing city files to be aware of property-related issues and restrictions. Key Takeaways: Importance of Professional Guidance: A knowledgeable real estate agent ensures your offer includes crucial subjects for comprehensive protection. Negotiation Power: Subjects provide leverage for negotiating repairs, credits, or amendments based on inspection or document revelations. Protecting Buyer's Interests: Each subject serves as a layer of defence, offering insights and information to make an informed decision. Noteworthy Quotes: "You only have one shot to include all the subjects you need to have on an offer, so you want to make sure it's the absolute best it can be!" "Including a subject to title review clause in the contract allows the buyer to review the title and make sure they are aware of any potential issues before committing to the purchase." "By reviewing the strata documents, the buyer can ensure that they are aware of any potential issues or obligations that may arise after the purchase." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Get a copy of our FREE guide to Buying a home in the Kelowna area now!

Living Kelowna Podcast: Budget Smart, Buy Smart: The Pre-Approval Advantage In this episode, Brandon, a seasoned Realtor and Accredited Buyer’s Representative in the Kelowna area, sheds light on a critical but often overlooked first step in the home-buying process—securing a pre-approval. Before you embark on the exciting journey of finding your dream home, it's crucial to know exactly how much house you can afford. Brandon explains why a pre-approval is essential, offering valuable insights for both first-time and experienced homebuyers. Highlights: Importance of Pre-Approval: Brandon emphasizes that obtaining a pre-approval is a pivotal initial step, providing a clear understanding of the borrowing capacity and setting a realistic budget for the home search. Serious Buyer Status: A pre-approval helps you financially plan and communicates to sellers that you are a serious and committed buyer, strengthening your position when making an offer. Avoiding Overspending: The episode underscores the risk of falling in love with a home beyond your budget and how a pre-approval acts as a safeguard, preventing financial strain by ensuring you don't overspend. Guidance for Homebuyers in Kelowna: Brandon offers his expertise, guiding listeners through the entire home-buying process in the Kelowna area, from finding the right home to securing financing and closing the deal. Trusted Industry Professionals: The episode assures listeners that even if they don't have a mortgage broker or lender, the Brandon Grass Team has a list of trusted professionals to recommend, ensuring a seamless and reliable experience. Key Takeaways: Budget Precision: A pre-approval enables you to set a precise budget for your home search, preventing disappointment and frustration. Seller Confidence: Demonstrating financial readiness through a pre-approval letter strengthens your position as a serious buyer in the eyes of sellers. Financial Prudence: Avoid the common pitfall of overspending by understanding your financial limits before falling in love with a home. Comprehensive Guidance: The Brandon Grass Team is ready to provide comprehensive support throughout the home-buying journey in the Kelowna area. Trusted Professionals: Even if you lack a mortgage broker or lender, Brandon's team has a vetted list of industry professionals to recommend. Relevant Quotes: "A pre-approval is a crucial first step in the home-buying process because it gives you an idea of how much you can afford to borrow." "A pre-approval helps you understand exactly how much you can afford to spend on a home, so you don't end up taking on more debt than you can handle." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Securing a pre-approval is just the first step in buying a home; get exclusive access to our in-depth, step-by-step guide to buying a home and learn all the steps!

Living Kelowna Podcast: Unlocking Homeownership: A Kelowna Realtor's Guide In this insightful podcast episode, Brandon, a seasoned Kelowna area Realtor and Accredited Buyer’s Representative with eXp Realty, guides listeners through the intricate process of buying a home. With seven years of industry expertise, Brandon shares essential steps, from budgeting and financing to negotiating and finalizing the purchase. He emphasizes the importance of having an experienced professional by your side, detailing how he assists buyers in navigating each phase. This episode serves as a comprehensive guide for anyone considering a home purchase in the Kelowna area. Highlights: Importance of an experienced agent in the home-buying process. Initial steps: Connecting with a mortgage broker and obtaining a pre-qualification letter. Exploring various mortgage types, downpayment requirements, and estimated monthly payments. House hunting with a focus on neighbourhood details and potential issues affecting property value. Expert negotiation strategies for a favourable offer. Post-accepted offer: Guidance through necessary steps for completing the purchase. Recommendations for trusted professionals, including lawyers, inspectors, and property managers. Ensuring diligence in meeting contractual deadlines to safeguard the buyer's deposit. Constant communication with all parties involved to secure the buyer's best interests. Clarification on how the realtor's services are covered by the seller, making it cost-free for the buyer. Key Takeaways: The significance of having a professional guide in the home-buying journey. Understanding mortgage intricacies, downpayment, and monthly payment estimates. Importance of thorough neighbourhood and property assessment during house hunting. Expert negotiation tactics for securing a beneficial offer. Post-offer steps, including recommendations for essential professionals and safeguarding the deposit. Continuous communication to ensure a smooth and timely closing. Relevant Quotes: "Purchasing a home will most likely be one of the largest investments in your life." "We will be in constant communication with all parties in the transaction to ensure that your best interest is covered and that we can close on time." "Remember, it doesn’t cost you anything to work with me. The services I offer to assist you with buying a home are paid for by the seller." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Thinking about buying a home in the Kelowna area? Get our in-depth guide and learn everything there is to know when buying a home in the Kelowna area. 

Living Kelowna Podcast - House or Hassle? The Ultimate Guide to Weighing the Pros and Cons of Homeownership Welcome to Living Kelowna Podcast, the show where we unravel the mysteries of homeownership and guide you through the decision-making process. I'm Brandon Grass, your host and Kelowna area Realtor, here to provide insights that could make downsizing your home the best decision you make all year. Today, we'll explore the pros and cons of homeownership, dissecting key trends, market insights, and the financial implications of this significant decision. Whether you're a first-time homebuyer or considering a change, stay tuned as we navigate the complex landscape of real estate and help you make an informed choice for your future. Episode Highlights: Building Wealth Through Homeownership: Explore the potential for building equity in your home and the long-term financial benefits of owning real estate. Market Trends and Predictions: Delve into market insights, including the latest predictions from CMHC and CoreLogic, shedding light on the future of home prices, rents, and investment opportunities in Kelowna. Customizing Your Dream Home: Discover the joys of homeownership, from personalizing your living space to community involvement and the sense of pride that comes with being a homeowner. Potential Pitfalls: Uncover the cons of homeownership, such as unexpected repairs, upfront costs, and the impact on financial flexibility. Learn how to navigate these challenges with smart planning. Preparing for Homeownership in BC: Get practical tips on preparing for the costs of buying a home in British Columbia, from down payments to additional expenses, ensuring a smooth transition into homeownership. Key Takeaways: Equity Building: Understand the significance of building equity in your home for long-term wealth accumulation. Market Insights: Stay informed about Kelowna's current market trends, predictions, and investment opportunities. Homeownership Joys: Embrace the pride, personalization, and community involvement of owning a home. Financial Planning: Plan for potential pitfalls, including unexpected repairs and upfront costs, to ensure a secure and stress-free homeownership journey. BC Home Buying Tips: Receive practical advice on navigating the specific costs of buying a home in British Columbia, empowering you to make sound financial decisions. Relevant Quotes: "Building equity in your home is a powerful way to build wealth over time." "Owning a home gives you the confidence and pride of being a homeowner, creating a safe and secure space that is yours." "While there are challenges, being prepared for the costs of homeownership can make the process smoother and more rewarding."   Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Get a copy of our in-depth guide to Buying a Home now!

Discover Lakestone: A Master-Planned Oasis in Lake Country, BC Nestled between the vibrant city of Kelowna and the tranquil landscapes of Lake Country lies the masterpiece known as Lakestone. Awarded Community Development of the Year in 2020, Lakestone epitomizes the essence of Okanagan living. Whether you've glimpsed it online or in glossy magazines, this blog post is your comprehensive guide to what life is truly like within the stunning enclave of Lakestone. If your search for a community aligns with the spirit of Okanagan living, Lakestone might be the perfect match for you. Let's delve into what makes Lakestone the epitome of a dream community. Living Between Kelowna and Lake Country: A Serene Retreat Lakestone is strategically positioned between Kelowna and Lake Country, hugging the shores of Okanagan Lake. Merely 12 minutes from Kelowna International Airport, 15 minutes from the University of British Columbia Okanagan, and a quick 25-minute drive to downtown Kelowna, Lakestone provides a harmonious blend of accessibility and seclusion. Offering some of the most picturesque and unobstructed views of Okanagan Lake and Mountains, Lakestone spans 500 acres of land with almost 300 meters of elevation change above the lakeshore. Micro-Neighbourhoods and Preferred Builders Lakestone is segmented into three main regions acting as micro-neighborhoods: Waterside, Benchlands, and Highlands. Each enclave offers a unique charm and character, contributing to the diversity of Lakestone living. Boasting a selection of preferred builders like Destination Custom Homes, Gibson Contracting, Noba Vision Lakeside Homes, and Richmond Custom Homes, Lakestone ensures that your dream home is in capable hands. While there's no obligation to choose one of these builders, their recommendation signifies a stamp of quality and expertise. Owning in Lakestone: A Tax Advantage As part of the district municipality of Lake Country, Lakestone homeowners enjoy a distinct advantage—freedom from the speculation tax. This tax, introduced to incentivize the rental of vacant homes, is a non-issue for those who call Lakestone home. Amenities: Where Luxury Meets Nature Lakestone's amenities redefine luxury living. A $3.5 million clubhouse is the epicentre, featuring a fully equipped fitness center, a swimming pool, two hot tubs, an outdoor kitchen, BBQ, and an entertainment area. A covered rooftop terrace with a fireplace adds to the allure, providing a scenic backdrop for social gatherings. The Benchland Parks area offers pickleball, tennis, and basketball courts for residents and the general public. Nature Trails and Outdoor Paradise For nature enthusiasts, Lakestone's Trail System beckons with nearly 30 kilometres of hiking trails, offering breathtaking views of Duck, Wood, Kalamlka lakes, and Okanagan Lake. With over 250 acres of preserved natural space, Lakestone guarantees an ever-changing outdoor playground. Cost of Living and Future Developments Over the past 12 months, Lakestone has witnessed home sales ranging from $945,000 to $1,750,000, with an average price hovering around $1,371,000. For those seeking a more affordable entry point, keep an eye on Zara—the upcoming luxury condominium residences featuring 1, 2, and 3-bedroom floor plans with 5-star amenities. As we conclude this journey through Lakestone, it's evident that this community transcends mere bricks and mortar. It's a lifestyle—an embodiment of the Okanagan spirit. Whether captivated by the views, enticed by the amenities, or drawn to the promise of future developments, Lakestone beckons as a master-planned oasis.  Lakestone Lake Country Video Tour

Guide to the BEST Schools in Lake Country, BC Finding the perfect home in Lake Country, BC, is an exciting journey, especially when making choices impacting your family's education. If you are thinking about moving to Lake Country, BC be sure to watch our in-depth guide after reading this blog post. Whether you're a long-time resident looking to move within the area or a newcomer drawn to Lake Country's natural beauty and charm, navigating the various neighbourhoods and school catchments can be a crucial factor in your decision-making process. In this comprehensive guide, we're here to make that journey smoother and more informed.  Join us as we explore the educational landscape of Lake Country, BC, unveiling the best schools that cater to your child's needs and uncovering the unique characteristics of each neighbourhood. Whether you're seeking top-rated elementary schools, vibrant middle schools, or exceptional high schools, this guide has you covered. Let's embark on this educational adventure together, ensuring your family's future in Lake Country is bright and well-informed. Here are a few questions to consider when selecting the best neighbourhood and school catchment Do you want your child to go to a school within walking distance of your home? Can your child's talents be nurtured outside your neighbourhood? How far are you willing to have your child bused? How far are you willing to drive your child to school? Does your child want to be in a school with their friends? Do you want your child to attend a school near your after-school care? Near where you work? Near a close relative? Does your child have any special transportation needs that must be considered in choosing a school?    If you're facing any challenges when it comes to selecting the ideal schools in Lake Country or have questions about anything else related to the area, don't hesitate to reach out to me. I've dedicated the past month to extensive writing, research, and gaining insights into Lake Country's educational landscape, and I'm enthusiastic about assisting you with your questions. The Schools in Lake Country, BC Now, let's dive into an overview of the diverse schools you'll find in Lake Country. Currently, there are six preschools, three elementary schools, one middle school, another in the planning stages, and one high school.   One of the remarkable aspects of Lake Country is its proximity to the Okanagan College Vernon campus and the University of British Columbia Okanagan, which are less than 20 minutes away. Lake Country is an excellent choice for those interested in investing in properties, be it houses, townhomes, or condos, with the potential for impressive year-round returns.      Download Lake Country School Catchment Maps Below Lake Country Elementary School Catchments Lake Country Middle School Catchments Lake Country High School Catchments Lake Country French Immersion Elementary School Catchments Lake Country French Immersion Middle School Catchments Video overview of the best schools in Lake Country, BC The best schools in Lake Country, BC, are broken down by neighbourhood below Lake Country North West Davidson Road Elementary (K-5) Hs Grenda Middle School (6-7 English and 6-7 French Immersion) French Immersion Dr Knox Middle School (K-6) George Elliot Secondary (8-12) Lake Country South West Davidson Road Elementary (K-5) and Peter Greer Elementary (K-5) HS Grenda Middle School (6-7 English and 6-7 French Immersion) French Immersion Dr Knox Middle School (K-6) George Elliot Secondary (8-12) Lake Country East / Oyama Oyama Traditional (K-5) Peter Greer Elementary (K-5) H S Grenda Middle (6-7 English, 6-7 French Immersion) French Immersion Dr Knox Middle School (K-6) George Elliot Secondary (8-12)   All of the neighbourhoods in Lake Country share the same catchment area for French Immersion that is provided by Peter Greer Elementary (K-5) and Dr. Knox Middle (7-8) All three neighbourhoods in Lake Country fall under the George Elliot Secondary Catchment (8-12) A middle school is planned for the near future in Lake Country. All of this School information was provided by the Central Okanagan School District 23. If you've found this guide to Lake Country's schools and catchments helpful and are eager to find the perfect home for your family, don't hesitate to contact us. The Brandon Grass Team is a team of local area experts ready to help you make informed decisions. Whether you're looking for a new home within a specific school catchment or need advice on any other real estate matter, we're here to guide you. Contact one of our dedicated team members today. Start your search and view Lake Country MLS listings and homes for sale below. Lake Country Real Estate Listings

Living Kelowna Podcast: West Kelowna 55+ Condos (Buyers Guide) Welcome to this informative podcast episode for anyone considering buying a 55+ age-restricted condo in West Kelowna. Whether you're planning to relocate or downsize, this podcast is a must-listen-to avoid costly mistakes. The host guides you through various age-restricted condos, covering locations, amenities, and recent sale prices. If you cannot take notes while listening, don't worry—the content is conveniently available on the blog at greatkelownahomes.ca. Stay tuned to make an informed decision about your next home. Highlights of Important Information: Ingram Place: 39-unit complex constructed in 1992. Located at 2477 Ingram Road, offering larger living spaces. Popular recreational/meeting room, workshop area, secure underground parking, and on-site RV/Boat storage. The average sale price for a two-bedroom condo with 1420 sq ft is $390,800. Leisure Terrace: 37-unit complex built in 1991. It is located at 3815 Brown Rd, heated by radiant in-floor heating cooled by in-wall A/C units. Secure above-ground parking and additional RV storage. The average sale price for a three-bedroom condo with 1164 sq ft $308,750. Linden Estates: 84-unit project built in 1993. Located at 3850 Brown Rd, with secure underground parking, boat/RV storage, and a spacious workshop. Heating is by electric baseboards, and cooling is by in-wall A/C units. The average sale price for a two-bedroom condo with 1126 sq ft $361,167. Lakeview Place: The 26-unit complex was built in 1993 at 3767 Brown Rd. Amenities include a workshop, party room, billiards room, and limited RV parking. Heating and cooling are provided by a forced-air central air furnace. The average sale price for a two-bedroom condo with 1087 sq ft $358,000. Monticello: One hundred thirty-two condos were built in 2006 at 3870, 3880, and 3890 Brown Rd. Exclusive access to full-service workshops, clubhouse, and amenities center. On-site RV and Boat storage, secure underground parking, and storage lockers. The average sale price for a two-bedroom condo with 1169 sq ft $475,950. Key Takeaways: Gain insights into various 55+ age-restricted condos in West Kelowna, including amenities and floor plans. Understand average sale prices for different-sized units in each complex. Access detailed information on the podcast's blog at greatkelownahomes.ca. Relevant Quotes: "If you're going to be in the market for an age-restricted condo, then you definitely want to listen to this podcast not just to learn all about the different condos or the real estate prices but to prepare yourself to avoid any costly mistakes." "Enjoy the use of the popular recreational/meeting room workshop area with secure underground parking, and there is even on-site RV/Boat storage." "If you are getting value from this video, click that like button and let me know if I've said something that you've found helpful." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Search for your ideal 55+ condo for sale in West Kelowna now!

Living Kelowna Podcast: West Kelowna Condos (Buyers Guide) In this episode of the podcast, we dive into the essential guide for anyone considering purchasing a condo in West Kelowna. Hosted by an expert in the local real estate scene, the episode breaks down crucial information, guiding listeners through the pre-, during, and post-buying phases. From the variety of condo options available, such as Barona Beach and Bay Vista, to important details like floor plans, amenities, and average sale prices, the episode provides a comprehensive overview. Notably, the discussion extends to the unique aspects of purchasing condos on leasehold land, offering valuable insights and potential savings for buyers. Highlights: Overview of diverse condo options in West Kelowna, including Barona Beach, Bay Vista, Casa Loma Resort, Centro, The Cove Lakeside Resort, Gellatly Place, Lakewind, Neo, Rock Ridge, Sundance Ridge, Terravita, and Mira Vista. Detailed information on each condo complex, covering amenities, location, floor plans, and average sale prices over the past 12 to 24 months. Exploration of the distinction between freehold and leasehold land, emphasizing the impact on resale value and long-term saleability. Explanation of the benefits of purchasing a condo on leasehold land, including exemption from Property Transfer Tax and GST. Insight into the Speculation Tax and its exemption on Westbank First Nations land, providing potential savings for condo owners. Specific details on selected leasehold condos like Aria, Ariva (under construction), Tuscany Villas, and Copper Sky, including average sale prices, lease terms, and amenities. Key Takeaways: Prospective condo buyers will gain a comprehensive understanding of the West Kelowna real estate market, including available options and average prices. Insight into the unique considerations of purchasing on leasehold land, with potential savings on taxes. Awareness of the exemption from the Speculation Tax on Westbank First Nations land. Specific details on leasehold condos, aiding listeners in making informed decisions based on their preferences and budget. Notable Quotes: "Before you buy a condo here in West Kelowna, here's some information you must know that could save you from making a mistake when planning to purchase a condo." "Living here will definitely give you that vacation feel." "When purchasing a condo in West Kelowna or Westbank, a few specifics are unique to purchasing a condo and vary significantly from buying a home." "For the same $600,000 condo given in our other example, you would save $3,000 per year." "If you are a golfer, then your dreams will come true living at Terravita as this neighbors the famous Shannon Lake Golf Course." Listen to the Living in Kelowna Podcast with Brandon Grass on your favourite podcast platform.   Apple Podcasts | Google Podcasts | Spotify Podcasts | Amazon Music    Start your search and view all the available condos for sale in West Kelowna.

Buying a New Home? Here’s What to Check on Your Final Walk-Through The final walk-through of your new home is an exciting event. It means you have successfully maneuvered through negotiations, inspections, and financing approval and are on the verge of signing your closing papers. Most buyers attend the final walk-through with thoughts of furniture placement and paint colours in their heads. But the walk-through is about more than just making sure your favourite chair will fit by the fireplace. Be sure to do your due diligence to make sure there are no issues that should be resolved before you reach the closing table. The purpose of the final walk-through is to ascertain that the home is being conveyed to you in the same condition it was when you agreed to purchase it. Here are a few of the things you should check: 1) Make sure no damage has occurred to the home that the sellers are responsible for repairing. Weather conditions or careless movers can cause accidental damage and old and forgotten damage may be uncovered when the sellers’ belongings are removed. 2) Check that appliances are still in working order and no new plumbing or electrical issues have popped up. While you aren’t doing a complete home inspection, you can visually check for obvious problems that should be repaired before you move in. 3) Confirm that items contractually conveying are present. If the sellers agreed to leave particular furniture, décor, or equipment, see that it has not been removed. 4) Make certain the sellers have removed all their belongings. You don’t want to arrive with the moving truck only to find out that the sellers left behind an assortment of unwanted furniture or trash. The sellers should be held responsible for removing everything that doesn’t convey with the sale. If you cannot be present for a final walkthrough, it’s always a great idea to have your real estate agent perform one to ensure things are in order and that there are no unplanned surprises or hiccups on closing day. You can learn more about Buying a home with Brandon here.

Sage Creek West Kelowna: A Vibrant 45+ Community in Westbank All about Sage Creek West Kelowna Location and Surroundings Sage Creek, a gated age-restricted community for residents aged 45 and above, offers low-maintenance living in the heart of Westbank, specifically in the Westbank Centre neighbourhood. Situated on Westbank First Nations land, this leasehold titled property provides a unique living experience. Community Features and Benefits The community boasts proximity to Okanagan Lake, beaches, hiking/biking trails, Gellatly Park, and the Okanagan Wine Trail. Golf enthusiasts can conveniently enjoy Two Eagles Golf Course just across the street. As a buyer in Sage Creek, you'll appreciate the absence of Speculation Tax, BC Property Transfer tax, and GST for new homes sold in this development. The current lease fee for Sage Creek is $625.00, and the lease expires in 2106. Sage Creek Club House The state-of-the-art clubhouse offers a range of amenities, including a full-size gym, a well-stocked library, billiards tables, shuffleboards, and a fully functional kitchen for entertaining. Home Options in Sage Creek Sage Creek offers five distinct floor plans for its homes: Heron 1, Heron 2, Eagle, Raven, and Hawk. These homes range in size from 1,200 to over 1,500 square feet, featuring two bedrooms and two bathrooms or a two-bedroom layout with a den. Most homes in Sage Creek are prefabricated, constructed at a nearby factory and placed on a cement foundation, providing a convenient crawl space for additional storage. Notable Finishings Homes in Sage Creek feature gas fireplaces, open-concept living areas, spacious kitchens with islands, laminate or vinyl plank flooring, modern colour schemes, and well-thought-out floor plans. Convenient Location Sage Creek's location provides easy access to essential amenities, including grocery stores, medical clinics, and well-known retailers. Nature enthusiasts will enjoy nearby parks like Pritchard Park and Gellatly Bay, offering opportunities for outdoor recreation. Real Estate Market Over the past year, there have been fourteen sales at Sage Creek, with an average sale price of $620,536. The highest-priced sale was a two-bedroom and den, two-bathroom home with 1,590 square feet, which sold for $693,500. Monthly Lease Fee Inclusions The monthly lease fee includes snow removal, gate maintenance, and exclusive use and access to the clubhouse. Community Regulations Sage Creek is an age-restricted community; residents must be 45 or older. Pets are allowed with restrictions, and no rentals are permitted. The community is supplied with garbage and recycling collection, water, and sewer by Westbank First Nations. Notable Features at Sage Creek West Kelowna Age-restricted community 45+Gated secure entryNo GSTNo Property Transfer TaxPets allowed (with restrictions)Full-service recreation roomShopping and transit nearbyProximity to Okanagan LakeVariety of home optionsPrefabricated constructionLow maintenance yardsPerfect "Lock and Go" lifestyleLocation and Contact Sage Creek West Kelowna is situated at 2084 Elk Rd, Westbank, BC V4T 2G8, in the Westbank Centre neighbourhood of West Kelowna.  Sage Creek West Kelowna Video TourSage Creek Listing Video